Prosperity Business

See how much your business could save.

Enter your number of full-time employees. Get your estimate in seconds. No sign-up needed.

Estimated savings per year

This is an estimate based on typical program results. Your actual savings depend on your payroll.

This program may not be an option for your business right now. We have other programs that do not depend on how many employees you have, and they could save your business money.Book a Call
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Want to know if your business qualifies?

Take the 2-minute quiz. We will send you a personal report with what your answers mean for your business.

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How it works

How Section 125 works

Section 125 is a federal tax rule. It lets your employees pay certain costs before taxes, which lowers the payroll taxes your business pays. Your employees take home more, and your business saves money.

Want the full details?
  • You need at least 20 W-2 employees.
  • It sits alongside your current health insurance. Nothing you have today gets replaced.
  • There is no out-of-pocket cost to your business.
  • Setup takes a couple of weeks, depending on how fast your business gets back to us. It takes two full pay cycles to be fully live: a test run first, then the live run.
  • Your employees get real wellness benefits for the whole family, like 24/7 telemedicine, access to over 1,500 prescription medications at no cost, and benefit payments if they have a hospital stay, surgery, or ER visit.
See what’s included
  • 24/7 telemedicine by phone or email for the employee and family
  • Access to over 1,500 prescription medications at $0 cost for the whole family
  • Hospital stay, surgery, and ER visit benefits
  • Critical illness benefit
  • Coaching sessions

Real businesses. Real savings.

Actual examples from businesses using the Section 125 plan.

A restaurant in Palm Springs, CA saves over $47,000 per year with the Section 125 plan. Their employees love it, and the owners love it.
A landscaping company with a crew of about 20 saves about $15,000 per year in payroll taxes.

We have also enrolled wineries, plumbing companies, a medspa, drycleaners, a grocery store, an auto repair shop, a software startup, and a general contractor.

Is this legit?

The plan is fully insured.
It is approved in all 50 states by the Department of Insurance.
It is backed by an independent legal opinion.
Jim Saar

Meet Jim

Jim Saar. 40 years of experience. NPN #74416. Licensed Business Income Specialist, Prosperity Business, a division of Prosperity Partners.

Ready to see if your business fits?

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